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Chapter 4 - The Fraud Hold

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The clock on the nightstand read 9:16 p.m.

I picked up my phone, my fingers flying across the screen. I needed to act quickly, before Connor could finalize his treacherous plan.

At 9:17 p.m., I connected with the bank's fraud department. My voice was steady, my resolve unshakable. I reported the unauthorized loan, detailing the forged signature and the fraudulent use of my company as collateral. The representative, professional and efficient, initiated an immediate fraud hold.

At 9:21 p.m., the loan was frozen.

I didn't stop there. At 9:23 p.m., I changed the passwords to Willow & Stone's banking, accounting, payroll, and vendor systems. Connor had previously enjoyed emergency access, a privilege I had naively granted him.

I revoked that privilege with a single click.

At 9:25 p.m., I sent a comprehensive email to my accountant, business attorney, and personal attorney. The subject line was clear and concise: "Unauthorized loan and immediate separation—preserve everything." I attached the photographed loan documents and images of my injuries, ensuring a documented trail of his deceit.

At 9:27 p.m., I called 911. The dispatcher, calm and reassuring, listened to my account of the incident. I detailed the physical assault, the surrounding circumstances, and my current location. The police and medical assistance were dispatched immediately.

At 9:29 p.m., I called my mother. Her voice, filled with concern, was a comforting balm in the midst of the storm. I briefly explained the situation, asking her to come to the lodge. She didn't question my account, nor did she offer platitudes. She simply promised to be there.

At 9:31 p.m., I sent a message to Talia, my production manager. I informed her of my safety and instructed her to ignore any communication from Connor or Mason. I assured her that the company was secure and that I would handle the fallout.

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At 9:32 p.m., a knock on the door broke the silence.

"Elise?" Connor called, his voice laced with false concern. "Open up."

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